KPK Government Launched ( Insaaf Rozgar_Scheme)
(Interest-Free Loan ) Phase-II 2023
بلا سود قرضہ
سکیم 2023
Ø Introduction:
The government of Khyber Pukhtunkhawa has lunched phase II Insaf Rozgar Scheme for the year of 2023.
It is interest free loan.
Ø General
Eligibility Criteria:
The permanent resident of Khyber Pukhtunkhwa's newly merged
districts.
presently possessing a valid Computerized National Identity Card.
The applicant must have lived at the given address for at least two
years.
Ø Age
Limit: 18-50.
ü More
detail:
The recipient should have a viable business plan that uses the skills.
Potential beneficiaries who intend to establish or support their
viable and long-lasting microscale businesses at NMAs are eligible to apply.
Candidates from skilled GoKP development programs or affiliated
institutes will be given preference.
Female business visionaries (counting widows)
Jobless people (work labor force).
Small businesses.
Artisans.
New skilled recruits or trainees from vocational and technical
schools lacking the financial means to launch a microscale business.
Manufacturing, handicraft, clothing, and other small-scale
businesses.
Other concepts or assistance for micro-scale businesses that are
financially viable.
The company must be a legal entity.
ü Eligibility
Not a representative of any Administration or Semi-Government or
Independent body.
Not a regular student The applicant must have a clean e-CIB and no
outstanding loans from any other government, donor, or bank.
Not able to get a loan through the Benazir Income Support Program,
NRSP, or SRSP for Wasila-e-Haq facility, BKKRS, PHRS, RHRS, KKS, or YCF.
ü Loan
Size
v Professionally Educated and skilled:
Loan Amount: Max. Rs. 1.0M per client according to
business plan.
v Skilled (Informal/ Semi-informal)
individuals:
Loan Amount: Max. Rs.
0.500 m per client according to business plan.
v Women or Skilled
women:
Max. Rs. 1.00M depending on
business plan viability.
v General/Informal:
Max Rs. 0.300M depending on business viability.
v Others
Loan Amount: Rs. 50,000/-
up to Rs. 300,000/-
Start-up/ Existing having enterprise skills. The loan size
ascertainment is subject to assessment of business plan/idea according to
prudent banking practices.
Application form
