AARP MEDICARE SUPPLEMENT USA

 

AARP Medicare Supplement Insurance is a type of insurance offered by the American Association of Retired Persons (AARP) that is designed to supplement Original Medicare (Parts A and B). The insurance is offered by UnitedHealthcare Insurance Company, and it helps cover out-of-pocket expenses such as deductibles, copayments, and coinsurance. 

One of the main benefits of AARP Medicare Supplement Insurance is that it can help reduce the financial burden of unexpected medical costs. For example, if you have a hospital stay that lasts longer than 60 days, Original Medicare will only cover a portion of the cost after the first 60 days. However, with AARP Medicare Supplement Insurance, you can have coverage for those additional days.

Another benefit of AARP Medicare Supplement Insurance is that it can help cover the costs of medical services that Original Medicare does not cover, such as medical care received while traveling outside of the United States. Additionally, the AARP Medicare Supplement Insurance has no network restrictions, so you have the freedom to choose any doctor or hospital that accepts Medicare.

It's also worth noting that the AARP Medicare Supplement Insurance plans come with additional benefits such as health and wellness programs, discounts on prescription drugs, and access to a 24/7 nurse hotline.

When it comes to enrolling in AARP Medicare Supplement Insurance, the best time to do so is during the Medigap Open Enrollment Period, which begins the first month you are both 65 or older and enrolled in Part B. During this time, you have a guaranteed right to enroll in any Medicare Supplement Insurance plan offered in your state, regardless of your health status.

It is important to keep in mind that AARP Medicare Supplement Insurance plans are only available to individuals who are members of AARP. However, membership in AARP is open to anyone age 50 or older, and it is not necessary to be retired to join.

In conclusion, AARP Medicare Supplement Insurance can help cover out-of-pocket expenses and provide additional benefits for individuals on Original Medicare. It's worth researching and comparing different options to see if it's the right choice for you.