AARP MEDICARE SUPPLEMENT ADVANTAGES PLANS

 

 AARP MEDICARE SUPPLEMENT ADVANTAGES PLANS

AARP Medicare Supplement insurance, also known as Medigap, is a type of insurance offered by the American Association of Retired Persons (AARP) that supplements Original Medicare (Parts A and B) coverage. The insurance is offered by UnitedHealthcare Insurance Company and it helps cover out-of-pocket expenses such as deductibles, copayments, and coinsurance. AARP offers different plans to choose from, each with its own set of advantages.

Here are some of the advantages of AARP Medica re Supplement insurance plans:

1.       Plan A: It is the most basic plan that offers coverage for hospital stays, hospice care, and the Part A deductible. It also includes coverage for the first three pints of blood used in a medical procedure.

2.       Plan B: It is similar to Plan A, but it also covers the Part B deductible, and the cost of the first three pints of blood used in a medical procedure.

3.       Plan C: It offers more comprehensive coverage than Plan A and B, including coverage for both Part A and B deductibles, and the cost of the first three pints of blood used in a medical procedure. It also covers skilled nursing facility care, foreign travel emergency care, and the excess charges for Part B services.

4.       Plan D: It offers similar coverage to Plan C but also covers the excess charges for Part B services

5.       Plan F: It is the most comprehensive plan that covers all of the out-of-pocket expenses not covered by Original Medicare, including the Part A and B deductibles, the cost of the first three pints of blood used in a medical procedure, skilled nursing facility care, foreign travel emergency care, and the excess charges for Part B services.

6.       Plan G: It is similar to Plan F, but it does not cover the Part B deductible.

7.       Plan N: It covers most of the out-of-pocket expenses not covered by Original Medicare, including the Part A and B deductibles, the cost of the first three pints of blood used in a medical procedure, skilled nursing facility care, foreign travel emergency care, and the excess charges for Part B services. It may also require cost sharing such as copayments or coinsurance for certain services.

8.       Guaranteed enrollment during Medigap Open Enrollment Period: The best time to enroll in AARP Medicare Supplement insurance is during the Medigap Open Enrollment Period, which begins the first month you are both 65 or older and enrolled in Part B. During this time, you have a guaranteed right to enroll in any Medicare Supplement insurance plan offered in your state, regardless of your health status.

9.       Only available to AARP members: AARP Medicare Supplement insurance plans are only available to individuals who are members of AARP. However, membership in AARP is open to anyone age 50 or older, and it is not necessary to be retired to join.

In conclusion, AARP Medicare Supplement insurance plans offer a range of coverage options, from basic to comprehensive. It is important to research and compare the different plans and choose the one that best fits your needs and budget.